Target Heart Rate Calculator

Find your target heart rate training zones for fat burn and cardio using the Karvonen method. Free, instant, no signup.

How to use the Target Heart Rate Calculator

  1. Enter your values. Fill in the fields with your numbers.
  2. Calculate. Press Calculate to run the target heart rate calculator.
  3. Use the result. Copy the result or try a related tool next.

Why use our Target Heart Rate Calculator

Instant results. Enter your figures and the target heart rate calculator returns an answer in seconds.
Free & private. Runs in your browser — no signup, and nothing is sent to a server.
Accurate. Uses standard formulas so you can rely on the numbers.

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About the Target Heart Rate Calculator

The Target Heart Rate Calculator tells you how fast your heart should beat during exercise to train at a chosen intensity rather than guessing. You enter your age (and optionally your resting heart rate), and it returns a beats-per-minute range for each effort level. It first estimates your maximum heart rate, then maps the standard intensity bands onto it: roughly 50 to 70 percent of maximum for moderate activity such as brisk walking, and about 70 to 85 percent for vigorous activity like running. The result is a concrete number you can check against a pulse reading or a fitness watch mid-workout.

Reach for this tool when you want your cardio to actually do something, whether that is building aerobic endurance, doing recovery sessions, or pushing into harder intervals. Beginners use it to avoid overtraining on day one, while regular exercisers use the zones to keep easy days genuinely easy and hard days hard. It is also useful if a doctor or trainer has told you to stay below a certain intensity, since you can read the upper bpm limit and back off when your pulse climbs past it. The numbers turn vague advice like "work at moderate intensity" into something measurable.

Under the hood the calculator can work two ways. The simple percentage method takes your estimated maximum heart rate (commonly 220 minus your age, so about 200 bpm at age 20 or 170 bpm at age 50) and multiplies it by each intensity percentage. The more personalized Karvonen method uses your heart rate reserve, which is maximum heart rate minus resting heart rate: target = ((max minus resting) times intensity) plus resting. Because Karvonen factors in your resting pulse, it nudges the zones to fit your individual fitness, which is why the American College of Sports Medicine favors it for exercise prescription.

Treat the output as a well-supported estimate, not a medical reading. The 220-minus-age formula has a wide margin of error from person to person, so your true maximum may sit above or below it; a tested or watch-measured maximum is more accurate. The numbers are also unreliable if you take beta-blockers or other medications that suppress heart rate, in which case a perceived-exertion scale is safer. This calculator runs entirely in your browser, so your age, resting heart rate, and results are never uploaded or stored anywhere.

Frequently asked questions

How is my target heart rate actually calculated?

It first estimates your maximum heart rate, usually as 220 minus your age, then multiplies that by an intensity percentage. If you enter a resting heart rate, the Karvonen method is used instead: ((max heart rate minus resting heart rate) times intensity) plus resting heart rate, which personalizes the zones to your fitness.

What is a good target heart rate range for general exercise?

The American Heart Association suggests moderate-intensity exercise at about 50 to 70 percent of your maximum heart rate and vigorous-intensity at about 70 to 85 percent. For example, a 40-year-old has a max of roughly 180 bpm, giving a moderate zone of about 90 to 153 bpm.

Is the 'fat burning zone' the best place to exercise?

The fat-burning zone (around 60 to 70 percent of max) burns the highest percentage of calories from fat, but higher-intensity work usually burns more total calories and more total fat per minute. For weight loss your overall calorie balance matters far more than staying in one specific zone.

Why might this calculator be wrong for me?

The 220-minus-age formula is a population average and can be off by 10 to 20 bpm in either direction. It is also inaccurate if you take beta-blockers or similar medications that lower your heart rate; in that case use rating of perceived exertion or ask your doctor for personalized numbers.

How do I check my heart rate against the result?

Press your first two fingers (not your thumb) on the inside of your wrist below the thumb, count the beats for 30 seconds, and multiply by two. A chest strap or fitness watch is more accurate during movement and lets you watch the number in real time.

From our blog

Lean Body Mass vs. the Scale: How to Read Your LBM Number and Actually Use It

By the Super Simple Digital Tools Team · Updated June 2026

The scale is a blunt instrument. It adds up everything in your body and hands you a single number, with no idea whether a two-kilogram change came from muscle, fat, or last night's water retention. Lean body mass cuts through that noise by separating fat from everything else, including muscle, bone, organs, and the water inside your tissues. Once you can see that split, weeks that look like a plateau on the scale often turn out to be quiet wins underneath.

This calculator estimates LBM with the Boer formula, which plugs your height and weight into a sex-specific equation. It works because, across large populations, taller and heavier people tend to carry predictably more lean tissue. The trade-off is that the equation cannot see your actual build. A lean, heavily trained lifter and an untrained person of the same height and weight get the same estimate, even though their real lean mass differs. That is the fundamental limit of any height and weight method, and it is why the number is a starting point rather than a verdict.

The single most powerful way to use LBM is to watch its direction during a goal phase. When you are dieting to lose fat, recalculate every couple of weeks and pair it with your scale weight: if total weight falls while estimated LBM stays flat, you are losing fat and sparing muscle, which is exactly the outcome you want. If LBM is dropping alongside your weight, that is a signal to add protein, ease the calorie deficit, or push harder on resistance training to protect the muscle you have.

LBM also makes your nutrition math sharper. Protein needs are often expressed per kilogram of lean mass rather than total body weight, because fat tissue has little protein demand. Setting a target around 1.6 to 2.2 grams per kilogram of lean mass gives heavier individuals a more sensible figure than scaling protein to a total weight that includes a lot of fat. The same logic appears in clinical settings, where certain medications are dosed against fat-free mass rather than total weight.

Just keep the accuracy in perspective. If precision matters, for example for a competition or a medical decision, get a DEXA scan or hydrostatic weighing and feed your measured body-fat percentage into the LBM = weight x (1 - bodyfat%/100) method instead. For everyday tracking, the Boer estimate is more than good enough, as long as you always measure under the same conditions and trust the trend over any single reading.

  • Weigh yourself first thing in the morning, after using the bathroom and before eating or drinking, so your input weight is consistent every time you recalculate.
  • Double-check that you selected the correct sex; the male and female Boer equations use different numbers and mixing them up can shift your result by several kilograms.
  • If you have a reliable body-fat reading from a DEXA scan or calipers, use the LBM = weight x (1 - bodyfat%/100) method instead, as it beats height and weight formulas.
  • Recalculate every two to four weeks rather than daily, and judge progress by the trend line, since day-to-day water shifts can mask real changes in lean mass.

Read the full guide →

Tool by the Super Simple Digital Tools Team. Reviewed by our editorial team. Free to use, no signup required.

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