Forex Compounding Calculator

Project how a trading account grows when you compound a fixed percentage gain over multiple periods. Free, instant, no signup.

%
periods
Formula: Final = Start × (1 + gain%)^periods

How to use the Forex Compounding Calculator

  1. Enter your values. Fill in the fields with your numbers.
  2. Calculate. Press Calculate to run the forex compounding calculator.
  3. Use the result. Copy the result or try a related tool next.

Why use our Forex Compounding Calculator

Instant results. Enter your figures and the forex compounding calculator returns an answer in seconds.
Free & private. Runs in your browser — no signup, and nothing is sent to a server.
Accurate. Uses standard formulas so you can rely on the numbers.

Free to use — premium coming soon

FREE
  • Unlimited calculations
  • Instant results
  • No signup
PREMIUM
  • Remove ads
  • Save & compare scenarios
  • Export results

About the Forex Compounding Calculator

The Forex Compounding Calculator projects how a trading account would grow if you reinvested your profits and repeated the same percentage gain over a set number of periods. You give it three things: a starting balance, a gain percentage per period, and the number of periods you want to model. It then applies that gain to the running balance again and again, so each period earns a return not just on your original deposit but on the profits already added. The output is a period-by-period table and a final balance that shows the difference between linear growth and compounded, exponential growth.

Traders reach for this tool when they want to set realistic targets or sketch out a growth plan before risking real money. A scalper might model 0.5% per day over 20 trading days, while a swing trader might model 3% per month over 12 or 24 months. Because a "period" is whatever you decide, you can match it to your actual trading frequency: per trade, per day, per week, or per month. It is also useful for comparing two plans side by side, for example whether a modest, consistent 2% per period beats chasing a riskier 6% that you cannot sustain.

The math is straightforward geometric compounding. Each period the balance is multiplied by (1 + gain), so after n equal periods the final balance equals Starting Balance times (1 + gain) raised to the power n. For example, a 1,000 account gaining 2% per period over 6 winning trades becomes 1,000 x 1.02^6, or about 1,126.16, a 12.6% increase from just six trades. A 10,000 account at 5% per month for 12 months grows to 10,000 x 1.05^12, roughly 17,959. Some versions also let you add fixed deposits or withdrawals each period to model contributions.

This calculator runs entirely in your browser, so the balances and targets you enter are never uploaded or stored. Keep in mind what it deliberately assumes: every single period produces the exact same positive gain. Real forex trading does not work that way. It ignores losing trades, drawdowns, spreads, commissions, slippage, swap fees, and taxes, all of which reduce real returns. Treat the result as a planning illustration of the power of compounding, not a forecast or a promise. Use a gain percentage based on your verified average results, not your best ever week.

Frequently asked questions

What formula does the forex compounding calculator use?

It uses geometric compounding: Final Balance = Starting Balance x (1 + gain%)^periods. Each period the running balance is multiplied by one plus your gain rate, so profits are reinvested and earn further returns. If your version supports deposits, those are added to the balance before the next period is compounded.

What does "number of periods" mean, and what should I enter?

A period is one cycle of your chosen compounding frequency, and you decide what that is: per trade, per day, per week, or per month. Match the number of periods to that frequency, for example 12 for one year of monthly compounding or 250 for roughly a year of daily trading.

What is a realistic gain percentage to use?

Use the average you can actually verify from your trading record, not your best result. Many consistent retail traders target around 1 to 3% per month, and sustained returns above 5% per month over the long run are rare and usually involve elevated risk. Entering fantasy numbers produces exciting but misleading projections.

Does the calculator account for losing trades and costs?

No. It assumes every period delivers the same positive gain and ignores losses, drawdowns, spreads, commissions, slippage, swap fees, and taxes. Because real returns vary trade by trade, the projected final balance is an idealized best case rather than an expected outcome.

How can compounding small gains grow an account so much?

Because each gain is applied to a larger balance than the last, growth is exponential rather than linear. Six trades at 2% per trade compound to about 12.6% total, not 12%, and over many periods that gap widens dramatically. The trade-off is that the same effect works against you during a string of losses.

From our blog

How to Calculate Your GPA on the 4.0 Scale (and Get a Number That Matches Your Transcript)

By the Super Simple Digital Tools Team · Updated June 2026

Most students assume GPA is just the average of their letter grades, but that shortcut quietly produces the wrong number. GPA is a credit-weighted average, which means a course's credit hours decide how much each grade counts. Before you calculate anything, gather two pieces of information for every class: the letter grade and how many credit hours it carried. With those in hand, the math becomes mechanical and repeatable, and it will line up with what your registrar reports.

Start by converting each letter grade to its point value on the 4.0 scale. The common mapping is A=4.0, A-=3.7, B+=3.3, B=3.0, B-=2.7, C+=2.3, C=2.0, C-=1.7, D+=1.3, D=1.0, and F=0.0. Pluses generally add 0.3 and minuses subtract 0.3, though plenty of schools skip plus/minus grades entirely and a few treat A+ as 4.3. If your school does something different, use its table instead, because the conversion step is where most calculation errors creep in.

Next, turn each grade into quality points by multiplying its point value by the course's credit hours. An A (4.0) in a 4-credit course is 16 quality points; a B+ (3.3) in a 3-credit course is 9.9. Add up every course's quality points, then add up every course's credit hours separately. Your GPA is the total quality points divided by the total credit hours. A worked semester of A/4cr, B+/3cr, A-/4cr, and B/3cr gives 49.7 quality points over 14 credits, or a 3.55 GPA.

To extend this into a cumulative GPA, resist the urge to average your semester GPAs together. That only works when every term has identical credits, which almost never happens. Instead, keep two running totals across all terms: total quality points and total credit hours, and divide one by the other. A term with 18 credits moves your cumulative average far more than a light 9-credit term, exactly as it should, and this method captures that automatically.

Finally, decide whether you need a weighted or unweighted figure and use the right one for the right purpose. Weighted GPA rewards honors and AP/IB rigor with bonus points and is useful for class rank and scholarship cutoffs that expect it. Unweighted GPA strips that bonus and is what many colleges recalculate to so they can compare applicants on equal footing. Knowing which number a form is asking for prevents you from reporting a 4.3 where a 3.9 was expected, or the reverse.

  • Always weight by credit hours, never average letter grades directly; a 4-credit course counts roughly a third more than a 3-credit one.
  • For cumulative GPA, sum total quality points and total credits across all terms and divide once, rather than averaging per-semester GPAs.
  • Confirm your school's exact scale before trusting a result, since some omit plus/minus grades and some count A+ as 4.3 instead of 4.0.
  • Keep separate weighted and unweighted figures on hand so you can report whichever a scholarship or application specifically requests.

Read the full guide →

Tool by the Super Simple Digital Tools Team. Reviewed by our editorial team. Free to use, no signup required.

Related tools